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Tools we recommend

A running list of the services we point new founders to, grouped by what they do. The ones tagged as used by Tundra are what we run the company on.

Some links are referral links that help keep this checklist free. Nothing here is a tool we wouldn't use ourselves, and we never put a referral on a government resource like the IRS or SBA.

What we run Tundra on

Banking & finance

Mercury

Online business banking built for startups. Strong software integrations and a clean dashboard.

No monthly fees, no minimums
Visit Mercury
Brex
Best for funded startups

Corporate cards and cash management aimed at funded and venture-backed startups. Best once you have investor money in the bank.

Visit Brex
RhoWe use this

Business banking with corporate cards and built-in accounts payable automation. This is what we bank with at Tundra.

No monthly fees
Visit Rho
Ramp
Cards + spend management

Corporate cards, bill pay, and spend management, with a business account option. Strong if you want to track and control card spend from day one.

Visit Ramp

Accounting & bookkeeping

BookJonasWe use this
Best for new companies

Free bookkeeping built for brand-new companies with simple operations. Connect your accounts and close your books in about 15 minutes. The easiest place to start, before you outgrow it and move to QuickBooks or Xero.

Free to use
Visit BookJonas
QuickBooks
Most common

The most widely used small-business bookkeeping software. Most accountants already know it, which makes handoff easy.

Visit QuickBooks
Xero

Clean, modern bookkeeping software and a popular QuickBooks alternative. Strong for working alongside your accountant.

Visit Xero

Email & productivity

Google WorkspaceWe use this

Professional email at your own domain, plus Drive, Docs, Calendar, and Meet. Set this up early and run every other signup through it.

Visit Google Workspace
Microsoft 365
Alternative to Google

Professional email at your domain plus Word, Excel, Outlook, and Teams. The main alternative to Google Workspace, and the better fit if your team lives in Office.

Visit Microsoft 365
Tiko MailWe use this
Cuts email admin time

An AI email assistant that plugs into both Google Workspace and Microsoft 365 and takes the busywork off your inbox, saving most people five or more hours a week on email admin. It sorts, drafts replies in your voice, and tracks what's waiting on a response, with customization options built for small businesses. It's what we use at Tundra.

2-week free trial, no card
Visit Tiko Mail

Domains & web

NamecheapWe use this

Domain registration with free WHOIS privacy and straightforward pricing. It's where we register Tundra's domains.

Free WHOIS privacy
Visit Namecheap
Squarespace
No-code site builder

Polished website templates you can launch without code. Good for a clean marketing site or portfolio.

Visit Squarespace
Wix
No-code site builder

Drag-and-drop website builder with a wide template range. Quick way to get a basic site live.

Visit Wix
VercelWe use this
For custom sites

Hosting for custom-built sites and apps. This is where we host the custom sites we build at Tundra.

Visit Vercel

Mailing & address

Stable

Virtual business address with a real street address, mail scanning, and forwarding.

Visit Stable
Anytime MailboxWe use this

Virtual mailbox with locations in all 50 states. Mail scanning and forwarding included. It's what we use at Tundra.

Visit Anytime Mailbox

Payments

Shopify
Best for online

All-in-one e-commerce: online store, checkout, payments, and a POS that keeps in-person sales synced.

Visit Shopify
Square
Best for in-person

Card readers, POS terminals, and inventory management built for in-person sales.

Visit Square

Payroll & HR

Gusto

Full-service payroll, tax filing, benefits, and HR for small teams.

Visit Gusto
Justworks

A PEO that bundles payroll, compliance, and access to better-priced health benefits than a small team could get alone.

Visit Justworks
Rippling

Payroll and benefits with IT and device management bundled in, for when you start handing out laptops.

Visit Rippling

Compliance & taxes

IRS (apply for an EIN)
Free / official

Apply for your federal EIN directly from the source. It takes about 15 minutes. Never pay a third party just for an EIN.

Free, direct from the IRS
Visit IRS (apply for an EIN)
IRS (Form 1023)
Official

Apply for 501(c)(3) tax-exempt status. Most small non-profits can use the shorter Form 1023-EZ.

Visit IRS (Form 1023)
Discern

Automated state registration and ongoing compliance tracking, including sales tax and foreign-entity filings.

Visit Discern
SBA license & permit finder
Free / official

Free federal tool that tells you which licenses and permits you need based on your state and industry.

Visit SBA license & permit finder

Insurance

EmbrokerWe use this
Best for startups

Business insurance built for startups and tech companies: general liability, professional liability (E&O), D&O, and cyber, in one online application. It's what we use at Tundra.

Visit Embroker
Vouch
Best for funded startups

Business insurance built for startups and high-growth companies: general liability, professional liability (E&O), D&O, and cyber, underwritten for tech risk. A strong alternative to Embroker for venture-backed teams.

Visit Vouch
Next Insurance

Business insurance tailored by industry, with a quote in minutes. Now part of ERGO.

Visit Next Insurance
Hiscox

Small business insurance for professionals and service providers, including errors and omissions coverage.

Visit Hiscox

Communication

SlackWe use this
Optional

Team messaging organized in channels, with integrations for most tools you'll use. We run on it at Tundra.

Free tier for small teams
Visit Slack

E-signature

BoldSignWe use this

Send contracts and get them signed online, with reusable templates, automatic reminders, and a full audit trail. There's a clean API too if you ever want signing built into your own app. It's what we use at Tundra.

Free plan available
Visit BoldSign
DocuSign
Most established

The most established e-signature service, and the name most clients already recognize. More than most small businesses need, and no free tier, but a safe default if you want the industry standard.

Visit DocuSign

Cloud & infrastructure

Google CloudWe use this

Cloud hosting, databases, and infrastructure for software that needs to scale. Startup credits are available through the Google for Startups Cloud Program. We build on it at Tundra.

Visit Google Cloud
Amazon Web Services
Most common

The most widely used cloud platform, with the broadest set of services. The default a lot of teams reach for, though it has a steeper learning curve than the alternatives.

Visit Amazon Web Services

AI tools

ClaudeWe use this
Best for coding

Best for coding and building for the web, and strong at writing and working through long documents. It's what we use at Tundra. Fewer consumer extras like voice mode than ChatGPT.

Visit Claude
ChatGPT
Best all-rounder

The strongest all-rounder for general use, with image generation, voice mode, and the widest set of integrations. A safe default if you want one tool that does a bit of everything.

Visit ChatGPT
Gemini
Best with Google

Best if you already live in Google: it plugs into Gmail, Docs, and the rest of Workspace. Its image generation (Nano Banana) is excellent, and it handles long context well.

Visit Gemini

Marketing & CRM

Optional. Worth setting up once you have customers to track and market to.

HubSpot
Best for most

The most popular all-in-one CRM for small business: contacts, deals, email, and marketing in one place, with a genuinely useful free tier. The easiest CRM to start with.

Free CRM tier
Visit HubSpot
Zoho CRM
Best value

Affordable CRM that scales from a free tier up to full sales automation. A strong budget alternative to HubSpot, especially if you already use other Zoho apps.

Free tier for small teams
Visit Zoho CRM
Klaviyo
Best for ecommerce

Email and SMS marketing automation, best for ecommerce. Ties customer data to campaigns and automated flows so you can win repeat business. More marketing engine than classic CRM.

Free tier to start
Visit Klaviyo

Closing a business

SimpleClosureWe use this
For shutting down

Winds a business down the right way: dissolution filings, final tax forms, and creditor and state notices in one flow. We used it to close a prior venture, and it's far less painful than tracking every filing yourself.

5% off
Visit SimpleClosure

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A free tool by Tundra AI Labs|Made in the USA

© 2026 Tundra AI Labs. This list is for informational purposes only and does not constitute legal or financial advice.

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